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Auto Insurance

This way to coverage you can trust – AAA Auto Insurance for Florida

AAA has been serving America's drivers for over 100 years. Our motor club services are legendary and provide you with the peace of mind you need while on the road. Our insurance offerings and innovative policy features provide exceptional value. Because of who we are and our longstanding tradition of exceptional service, you will find your insurance experience with AAA Insurance much different than what you have come to expect with other insurance companies.

We pride ourselves on providing you with the best overall value you will find for your automobile and property insurance needs. We have established a tradition of service and savings, which you have come to expect from AAA.

AAA affiliated companies offer a full line of auto insurance options for you and your family

Liability – Pays when you are legally liable for unintentional bodily injury. It also covers others’ property damage.

No-Fault Coverage – Some states require no-fault insurance. The major component of this type of coverage is Personal Injury Protection (PIP) insurance, which pays without regard to fault for medical, work loss and other expenses resulting from auto accident injuries.

Collision – Pays for physical damage to your vehicle caused by a collision.

Comprehensive – Coverage for non-collision related losses, such as fire, theft, glass breakage and vandalism.

Uninsured/Underinsured Motorist – Pays damages you are legally entitled to recover from an uninsured or underinsured motorist.

Custom, Electronic or Extra Equipment Coverage – Get coverage or higher limits of coverage for non-factory installed items attached to your vehicle.

Car Rental Coverage – Pays for car rental if your car is out of service for more than 24 hours from a loss covered by your Collision or Comprehensive coverage.

Medical Payments – Covers medical and funeral expenses resulting from injuries in an auto accident.


Ask your agent about discounts available to cut your auto insurance costs, including:

  • ✓ AAA Drive
  • ✓ Paperless
  • ✓ Payment Plan
  • ✓ Advance Purchase
  • ✓ Claim Forgiveness
  • ✓ Life Insurance Discount
  • ✓ Vehicle Safety Inspection


Your deductible, the portion of your claim you agree to pay before your insurance company pays, can be adjusted. The higher your deductible, the lower your auto insurance premium.


AAA can make vehicle repairs less of a hassle by recommending a AAA Approved Auto Repair facility in your area.

All AAA Approved Auto Repair facilities are thoroughly screened to ensure honesty, quality, reliability, fair pricing, cleanliness, and shop expertise.

You’ll get a written estimate, as well as a lifetime guarantee on the workmanship of all incident-related vehicle repairs.

Why AAA?

With auto insurance through AAA, you’ll enjoy great auto insurance value and personal service, plus some great extras, such as:

  • Superior Claim Service: Should you ever need to make a claim, experienced AAA claims service representatives are available to help 24 hours a day, 7 days a week, 365 days a year, with industry-leading claims service.
  • Disappearing Deductible: Reduces the Comprehensive and Collision deductible $50 on each vehicle every term you are claims free*.
  • AAA Membership discount
  • Small Claim Forgiveness: A benefit that prevents your policy premiums from increasing due to small claims – under $250 if you are at fault or under $750 for all other claims.

* Available on the Ultimate Plan only.

Availability of policy and coverages are subject to underwriting criteria. Policies underwritten by Auto Club South Insurance Company.